Interested in Joining Q-Life?
The Q Life Agency offers you….
- Boutique Service and Flexibility with Big Company Clout – We are small enough to provide personalized service and to be nimble in meeting your specific needs. We are big enough to provide top contracts, influence the underwriting process and speed your policy through issuing due to our affiliation with one of the nation's largest brokerage organizations.
- Q-Life Concierge Services – We offer a dedicated team to meet your needs in all aspects of your business - Life insurance, annuities, disability, long term care, etc. We are committed to your success!
- Advanced Underwriting Solutions – Our underwriting staff has over 50 years of combined experience. We understand what insurance carriers are looking for and can structure your case for prompt, successful delivery. (Click here for more information.)
- Case Design and Large Case Analysis - You present the needs with your case and our experienced and creative case management and underwriting teams will develop the appropriate solution to effectively achieve your objective.
- Vetted Advanced Sales Strategies & Tools – Due diligence on strategies and companies is one of our greatest strengths. We perform multi-faceted due diligence on strategies in premium financing, life insurance policy appraisal, life settlements, etc.
- Monthly Webinars & Training – We give you a broad spectrum of experience and expertise through monthly training on strategies, products & marketing tools. These training sessions are provided by carriers, fellow producers, strategy promoters & our internal staff.
- National Annual Events – Our annual training and recognition event gives you the opportunity to learn from the best, rub shoulders with your fellow producers & get rejuvenated.
- Broad Product Portfolio – We offer a broad spectrum of products including life insurance (term, whole, universal, indexed universal & variable), annuities, disability insurance, & long term care insurance.
- Online Carrier Contracting and Licensing for All 50 States – Contract with virtually all our insurance carriers online in one simple session. No more completing multiple appointment applications, answering the same questions over & over.
- Paperless Case Submission – Submit cases online to reduce the need to complete all the paperwork and speed up the underwriting process.
- Online Quote Engines – Obtain quotes immediately for term cases. You simply enter basic information regarding your client and the system provides quotes for multiple carriers for multiple terms.
- Online Access to 30-plus Carrier Applications – Need an application? No need to search multiple carrier Web sites; we have them all in one convenient location to make you more efficient.
- Online Access to Case Status – View the status of your case, including information requests from the carrier online 24/7. Your case is viewable on our system within 24 hours of submission.
- Direct Payout from Carriers – We offer top-level compensation. Our size and production allows us to negotiate with the carriers to obtain the top compensation structures from them.
- Carrier Leverage - We are a member of a large, national Producer Group. This gives us leverage with the carriers to provide maximum compensation, to get the best underwriting results & to negotiate virtually any other issue regarding your case.
- Business Referrals and Joint Work Opportunities – We facilitate joint work among our producers. No one person can be an expert with all products & strategies. Through our national Producer Group we will connect you with an expert in the area. The types of services you offer and the level of your expertise increase as you have a whole team behind you.